Your money stays with you
We never hold, move or charge your money. You mark payments and contributions yourself.
No cards, no passwords
We never ask for card details, bank logins or account access.
Free, no ads
Every feature is free right now. No loan ads.
Debts, your goals and shared goals in one place
The date you’ll be debt-free
Bank loan, installment plan, microloan or money owed to a friend. Common shows when each one and all of them will be paid off — and how much sooner you’ll get there by paying extra.
Mortgage, $650
November 5, in 3 days
Paid
Your goals, on a real timeline
A car, a safety cushion, studies. See which month you’ll get there at your pace.
Car
30%
18M of 60M, by July 2028
Safety cushion
27%
8M of 30M
Save together
Invite people with a link. Everyone marks their own contribution and sees the shared progress.
A
D
M
B
4 members
Save together
A family saving for a wedding. Everyone sees what’s left.
Send the link to the family chat — people join in one tap. No money moves anywhere: everyone keeps their own, and Common does the math and the reminders.
Members hear about each contribution and can reply “Rahmat” in one tap
The organizer decides whether individual amounts are shown
No “who gave the most” rankings
Dilnoz’s wedding
42%
21M of 50M UZS, 4 members
D
Dilnoz
contributed 500,000 UZS
Rahmat
M
Mom
contributed 1,000,000 UZS
Rahmat
B
Bobur
joined
Small wins, no race
Common marks the moments that matter: a quarter of the way, halfway, a debt paid off. The clay keepsake comes alive at each milestone, and your debt-free date moves closer.
Safety cushion
8M of 30M UZS
25%
A quarter of the way
50%
Halfway
75%
Three quarters
100%
Goal
Debts paid off
2 of 4
Every debt paid off gets its own moment.
c
Common
Early payment counted. Your debt-free date moved 2 months closer.
No rankings, points or daily streaks — just your own progress.
Som and dollars in one place
Mortgage in dollars, car loan in som? Each debt is tracked in its own currency. Paying a dollar loan in som? Enter what the bank credited and Common remembers your real rate.
Mortgage
$47,710
Car loan
3.2M UZS
Total at Central Bank rate
≈ 609M UZS
How it works
1
Open the bot
Tap “Open in Telegram” — the app launches right inside the messenger.
2
Add a debt or a goal
Amount, payment, day — and you instantly see when you’ll be debt-free or reach the goal.
3
Mark your payments
The bot reminds you on the day. Tap “Paid” right in the message and the date updates.
Questions
Does Common lend or move money?
No. We are not a bank or a payment service: we only calculate, remind and show progress. You pay as usual through your own bank.
Is it free?
Yes, every feature is free right now, with no limits. If paid options ever appear, we’ll tell you in advance, and your records stay yours. You can support the project with a tip in Telegram Stars — it unlocks nothing and obliges you to nothing.
Are there rankings or competitions?
No. We never compare people or hand out points. We only mark your own milestones — 25, 50, 75 and 100% — and debts paid off.
What do you store?
Only what you enter yourself: names, amounts, dates. No cards, no passwords, no bank access. Delete your account and data in one step.
Can members see my amounts?
Only in shared goals, and only if the organizer keeps “show amounts” on. Otherwise only the overall progress is visible.
